Head-to-head comparison: California First Leasing (OTCMKTS:CFNB) vs. Park National (NYSE:PRK)
First rental in California (OTCMKTS: CFNB – Get a rating) and National Park (NYSE:PRK – Get a rating) are both finance companies, but which company is better? We’ll compare the two companies based on valuation strength, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk.
Institutional and insider ownership
61.1% of National Park shares are held by institutional investors. 78.5% of California First Leasing’s stock is held by insiders of the company. By comparison, 2.5% of Park National’s stock is held by company insiders. Strong institutional ownership indicates that hedge funds, large money managers, and endowments believe a stock is poised for long-term growth.
This is a breakdown of recent ratings and target prices for California First Leasing and Park National, as provided by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|California First Leasing||0||0||0||0||N / A|
|National Park||0||0||0||0||N / A|
California First Leasing pays an annual dividend of $0.56 per share and has a dividend yield of 3.1%. Park National pays an annual dividend of $4.16 per share and has a dividend yield of 3.4%. Park National pays 44.3% of its profits as a dividend. Park National has increased its dividend for 5 consecutive years. Park National is clearly the best dividend stock, given its higher yield and longer track record of dividend growth.
Valuation and benefits
This table compares the revenue, earnings per share (EPS), and valuation of California First Leasing and Park National.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|California First Leasing||$16.94 million||11.07||$7.33 million||N / A||N / A|
|National Park||$475.80 million||4.21||$153.95 million||$9.38||13.17|
Park National has higher revenues and profits than California First Leasing.
Volatility and risk
California First Leasing has a beta of 0.4, suggesting its stock price is 60% less volatile than the S&P 500. By comparison, Park National has a beta of 0.77, suggesting its stock price is 23 % less volatile than the S&P 500.
This table compares the net margins, return on equity, and return on assets of California First Leasing and Park National.
|Net margins||Return on equity||return on assets|
|California First Leasing||N / A||N / A||N / A|
Park National beats California First Leasing on 9 out of 12 factors compared between the two stocks.
California First Leasing Company Profile (Get a rating)
California First Leasing Corporation provides loans and lease financing to universities, businesses, and other commercial or nonprofit organizations. The company was formerly known as California First National Bancorp and changed its name to California First Leasing Corporation in February 2021. California First Leasing Corporation was founded in 1977 and is based in Newport Beach, California.
National Park Company Profile (Get a rating)
Park National Corporation operates as a bank holding company for Park National Bank which provides commercial and trust banking services in small and medium population areas. The company offers deposits for current, savings and term accounts; trust and wealth management services; cash management services; vault operations; electronic funds transfers; Internet and mobile banking solutions with bill payment service; credit card; and various ancillary banking-related services for individuals. It also provides commercial lending, including industrial and commercial property financing, equipment, inventory and accounts receivable financing, acquisition financing and commercial leasing, as well as for the consumption ; commercial real estate loans including mortgage loans to developers and owners of commercial real estate; consumer loans, such as auto loans and leases; consumer credit services; home equity lines of credit; and residential real estate and construction loans, as well as installment loans and commercial loans. In addition, the company offers aircraft financing and asset management services. As of December 31, 2021, it operated 96 financial services offices and a network of 116 ATMs in 26 counties in Ohio, 1 county in Kentucky, 3 counties in North Carolina and 4 counties in South Carolina. The company was founded in 1908 and is based in Newark, Ohio.
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